From buying very first house to refinancing a current mortgage; or using our Car Buying solution for you to get credit cards with competitive prices and zero charges, we’ve got the loans and personal lines of credit you may need.
Lending
Home Mortgages
Opt for a lender you can rely on. At DOCFCU, our experienced mortgage brokers should be you to choose the mortgage option that fits your needs and budget with you every step of the way, helping.
- Fixed and rate that is adjustable available
- Loan amounts from $75,000 – to $1,500,000
- Readily available for main residences or homes that are secondno investment properties)
- Loans around 97% loan-to-value*
- First and mortgage that is second loans as much as 90per cent loan-to-value
- Handle your loan on line, including payments that are making
- Designed for houses in every 50 states
- Obtain a personalized, no responsibility price estimate
- Get pre-qualified for the next home loan
- Explore the resource offered to help you produce wise choices
Convenient Online Mortgage Access
You will see your home loan declaration, review your re re payment history, look at your escrow balances, and even make an immediate online repayment from your account.
Have Mortgage Questions?
For concerns regarding our application procedure, to obtain pre-approved or even ask basic questions regarding obtaining a DOCFCU mortgage, please contact our specialists straight:
- Mike B. (202) 808-3628
- Celia M. (804) 368-6036
- Ron V. (804) 588-4787
- or e-mail us at info@docfcu.org
For questions with regards to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org
For concerns about your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790
Lending
Residence Equity Loan and personal credit line – Zero Closing expenses*
A house equity credit line from DOCFCU may be a smart option to fund many different requirements, including a property renovation or repairs, training costs, the journey of a very long time, and even only to combine financial obligation. Our experienced lenders are prepared to assistance with tailored personal credit line only for you.
A property equity loan, or “second trust loan“, is another choice that substitutes a https://speedyloan.net/uk/payday-loans-dor set rate when it comes to variable price of a property equity personal credit line.
*No closing costs on a preliminary advance of $10,000 or higher. Borrow as much as 90% of one’s home’s value (minus your mortgage that is first balance as much as $250,000 must certanly be qualified for DOCFCU account. Other limitations may apply, call us for details. NMLS #810389
Residence Equity Credit Line
- A reduced adjustable interest price of Prime+0*
- No closing expenses on a short advance of $10,000 or even more
- Tax-deductible interest re payments (speak to your income tax consultant for details)
- The capability to borrow as much as 90per cent of one’s home’s value (minus your very first home loan stability) up to $250,000
Residence Equity Loan (2nd Trust)
- A decreased fixed price
- Tax-deductible interest payments (check with your taxation consultant for details)
- The capability to borrow as much as 90per cent of one’s home’s value (minus your mortgage that is first balance as much as $100,000
Prices
Have actually questions? We’re right here to assist. Today please call 202.808.3600 to speak with one of our loan specialists.
Lending
Automobile Financing
A car loan from DOCFCU will allow you to drive a bargain that is hard. Whether you’re buying a unique or utilized vehicle, or refinance your existing auto loan to save cash, our low prices and value-added solutions will make a difference that is big.
- As much as 105per cent on new and used financing
- Fast approvals ( Within twenty four hours or less)
- Price matching open to qualified users
- Union benefits discounts (may not be along with match price)
- Free Autocheck for utilized vehicles with application for the loan
DOCFCU Automobile Buying Service, Running On TrueCar â„¢
We are going to additionally offer provide an associate .25% off the price when they utilize real automobile and supply us with all the certification of purchase.
Automobile Loan Calculators
Utilize our calculators to assist you calculate your payments that are monthly.
Extra Solutions
There’s more to a good deal than the usual price that is good. That’s why a variety is offered by us of extra programs and tools to assist you both purchase sensibly and protect your investment.
Extra Services
GAP Insurance to guard Your Loan
Fully guaranteed resource Protection (GAP) insurance coverage assists relieve your monetary burden if you are paying the difference that is potentially high-cost your insurance coverage settlement along with your loan stability on things straight linked to the acquisition of the car.
A loan officer at 202.808.3600 to find out more, be sure to contact .
Features
- 90-day free look – you may possibly cancel your security within ninety days of the enrollment date and get the full reimbursement and no termination cost.
- Skipped payments – security includes skip-a-payment or delinquent-payment features for the life for the monetary agreement.
- Available on loans – safeguards brand new and utilized vehicles.
- Main car insurance deductible – pays as much as $1,000 of the automobile tax deductible.*
Extensive Car Provider
Safeguard your self from unforeseen, high-cost repairs, and of course, raise the resale value, if you decide to offer your automobile.
Many major automobile repairs happen following the factory guarantee period finishes. Without an automobile Service Agreement (VSA) — you may possibly crank up investing in unexpected and repairs that are expensive. As outcome, extended protection for car repairs is now a prerequisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you a far more affordable way of protection for the new or qualified vehicle that is pre-owned.
Consult your loan officer regarding your choices and understand how you can cut back to 50per cent off dealer prices. You may qualify for coverage even although you don’t actually have a car loan with Department of Commerce Federal Credit Union.